Even with a newly constructed home, an independent home inspection is a solid plan to catch any possible mistakes or issues before closing. Finding a problem sooner prevents a lot of other issues down the road. Builders also have the most incentive to fix the problem prior to closing.

In most cases, yes. However, the builder may be offering incentives that are only available for buyers who use their preferred lender, so it can be worthwhile to compare the builder financing offer with other options to get your best deal.

It is wise to be represented in a new construction transaction so that your interests are protected. The builder representatives are great people however their loyalty is to the builder, not the buyer. This is why the representation of a realtor is such a smart move.